Neobank Development Costs in 2025: Full Breakdown

Neobank Development Costs in 2025: Full Breakdown

Blog Article

Launching a neobank in 2025 requires $2M-$5M in software development, with core banking integration accounting for 30-40% of budgets. Mobile app development costs $500K-$1M, while payment processing systems add $400K-$800K. Compliance infrastructure contributes $300K-$600K, and AI-driven customer support adds $200K-$400K. Founders must budget for banking license applications ($250K-$500K) and allocate $100K-$200K monthly for cloud infrastructure and security. These costs are offset by customer acquisition costs 60-80% lower than traditional banks and operational costs 40-50% more efficient.